Your biggest retirement account is often the one your advisor cannot touch. Your 401(k), 403(b), 457, or TSP usually stays locked inside your employer’s plan. Most advisors can only help once you move that money out. We do it differently.
Capital Choice Arizona can manage your workplace retirement account for Phoenix households while it stays right where it is, with no rollover required.
Held-away means the account is held away from us. It stays in your employer’s plan. You keep the plan’s low institutional fees and its benefits. We provide the ongoing fund choices and rebalancing as part of your full plan. You do not hand us your money. The account never leaves your plan.
Most advice about getting help with a 401(k) assumes you have already left your employer. But your largest account is often the one at the job you still have. You usually cannot roll that money out while you are still working there. Held-away management solves that. We can guide the account you cannot move yet, so it is not left on autopilot for years.
Many people are told the only way to get help is to roll their account into an IRA. Sometimes a rollover is the right move. Often it is not. Rolling out can mean higher fees and losing plan benefits you already have. Keeping your money in-plan protects those benefits while you still get professional management.
We never take custody of your account. We cannot withdraw your money, move it, or change your beneficiaries. Every connection needs your permission. You stay in control while we handle the day-to-day investment work.
We can manage workplace 401(k) plans, 403(b) and 457 plans for teachers and public workers, and TSP accounts for federal and military families near Luke Air Force Base. If you already like your plan and just want a professional watching it, held-away management is built for you.
Call Capital Choice Arizona at (602) 396-2741. We will show you how held-away management works and whether it fits your plan.
For other inquiries, you can reach us at (602) 396-2741.
Yes — 401(k), 403(b), 457, or TSP, while it stays in your plan.
No. We never take custody and cannot withdraw funds, move money, or change your beneficiaries.
Yes, in-plan, including households near Luke Air Force Base.
We’ll explain exactly how our fees work at your first meeting.
PLEASE NOTE: The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement, and the specific requests and needs of the client. The information presented is for informational purposes and should not be construed as legal, tax or finance advice. The information provided is subject to change due to economic conditions or regulatory updates.
